Because a right has been exercised under the Consumer Credit Protection Act. Equal Housing Lender Michigan Mortgage Home Loans Grand Rapids Mortgage.Because income is from public assistance or.On the basis of race, color, national origin, religion, sex, marital status, or age.T he Equal Housing Oppo rtunity symbol represents the commitmen t by lenders to d oing business in accordance with. U n Prestador de igualdad de Vivienda y Oportunidad.
Houston, TX 77010-9050 UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION: Fair Lending Discrimination in mortgage lending is prohibited by the federal Fair Housing Act and HUDs Office of Fair Housing and Equal Opportunity. A n Equal Housing/Equal Oppo rtu nity Lender. The 1968 Truth in Lending Act4 obligates lenders to make loan disclosures so that consumers could compare credit costs and become fully aware of the costs of credit offered by a financial institution.5 This Act has changed federal policy from a philosophy of let the buyer beware to one of let the seller disclose over the last 50. Office of the Comptroller of the Currency IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:Īssistant Secretary for Fair Housing and Equal Opportunityĭepartment of Housing and Urban Developmentįor processing under the Federal Fair Housing Act AND TO
Because a right was exercised under the Consumer Credit Protection Act.We do Business in Accordance with Federal Fair Lending Laws UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:ĭeny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan secured by a dwelling orĭiscriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property. On the basis of race, color, national origin, religion, sex, marital status, or age The terms equal housing lender and equal opportunity lender are synonymous and refer to all banks insured by the Federal Deposit Insurance Corporation in. UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE. In 1968, Congress enacted the Fair Housing Act, which made it illegal for lenders to discriminate on the basis of race, color, national origin, religion, sex or disability. We Do Business in Accordance With Federal Fair Lending Laws. IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:Īssistant Secretary for Fair Housing and Equal Opportunityĭepartment of Housing & Urban Developmentįor processing under the Federal Fair Housing Act.įor processing under Federal Reserve Regulations. Equal Housing Lending poster sized at 10x14 to be posted in federally insured credit union branches stating consumer rights in accordance with Federal Fair. If you are interested in taking out a mortgage, it is important to understand what an equal housing lender is and why this stamp of approval is valuable. First Home Mortgage Loan Officer Eric Short NMLS ID. Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property. First Home Mortgage Eric Short- Equal Housing Lender, Salisbury, Maryland. We do not discriminate on basis of race, color, national origin, religion, sex, handicap, or family status. 
Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling or to deny any loan secured by a dwelling or.Equal Housing Lender Disclosure We Do Business in Accordance With Federal Fair Lending Laws UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:
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